Texas New-Construction Buyer Guide
What If My Texas Builder Changes the Completion Date?
Reopen the entire transaction file before you agree to a new date. First identify whether the builder changed a sales forecast, a construction milestone, the contractual substantial-completion date, the Closing Date, or another defined deadline. Then get the revised milestone path in writing and recheck the contract, lender, appraisal, title, inspections, insurance, current housing, and possession plan before signing anything.
Quick answer, current August 28, 2026: A Texas builder’s new target date does not prove that the contract changed, that either party is in default, or that a particular remedy applies. The executed contract and amendments control the legal timeline. The lender controls loan and rate-lock questions. The applicable jurisdiction, inspector, title company, and insurance carrier each control a different part of the file. If the effect on cancellation, earnest money, default, damages, waiver, or notice is unclear, ask a Texas attorney to review the signed documents before you act.
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What Should I Do When My Texas Builder Moves the Date?
Slow the conversation down long enough to name what actually moved. A sales representative may be discussing an expected construction target while the purchase agreement contains a separate Closing Date. A portal may show a milestone without saying whether it is contractual. A superintendent may describe work remaining, while the lender is waiting on different completion evidence. Those statements can all matter, but they are not interchangeable.
Ask the builder to send one written update that identifies the prior date, the new date, what each date means, the specific cause given for the change, the remaining milestones, and the next written update date. If the builder believes a contract clause permits an extension, ask for the clause reference. This is a request for a cleaner file, not a claim that every contract requires the builder to produce every item.
Preserve the original contract, all addenda, selection sheets, plans and specifications, finish schedules, change orders, amendments, incentive documents, financing documents, emails, texts, portal screenshots, inspection records, and payment receipts. Save the date and sender with each item. Do not replace an older version with a new one. The timeline matters when professionals later need to understand what was represented, signed, completed, or still open.
Next, create one question list for the builder and separate lists for the lender, title company, insurance professional, inspector, and current housing provider. A builder cannot decide a lender’s appraisal requirement. A lender cannot decide whether a contract remedy exists. An agent cannot give a legal conclusion that belongs to a Texas attorney.
Your first move is complete when the builder’s new statement is in writing and every affected file has an assigned owner.
Is It a Projected Date or a Contract Date?
The word “completion” can hide several different events. Do not accept a revised date until the file identifies which event the builder means and which document defines it.
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| Date or event | What it may mean | Verify | What it does not prove by itself |
|---|---|---|---|
| Sales or construction projection | The builder’s current planning estimate | Who issued it, when, assumptions, remaining milestones, and next update | That the purchase contract was amended |
| Substantial-completion date | A defined construction milestone if the contract uses that term | Exact definition, filled date, extension terms, approvals, and incorporated documents | That closing, possession, or the buyer’s inspection happens the same day |
| Closing Date | The contractual closing deadline if the agreement uses that term | Filled date, amendment history, notice, extension, financing, and title terms | That a verbal target automatically changed it |
| Governmental final or certificate of occupancy | An approval within the applicable authority’s scope | Jurisdiction, permit, required documents, inspection status, and issued record | That the buyer’s inspection, lender final, warranty, or contract analysis is complete |
| Lender completion approval | Evidence the lender or loan program requires | Appraisal conditions, completion report, underwriting, program rules, and lender overlays | That a buyer-seller contract remedy exists |
| Possession | The point when the buyer may occupy | Closing and funding, written lease if any, readiness, utilities, and insurance | That the home is ready merely because it looks nearly finished |
A good written update uses the exact defined term. “Cabinets are expected next week” is a milestone statement. “The parties agree to change the Closing Date in Paragraph 9” is a contract statement. A buyer can plan around both, but should not assign the legal weight of one to the other.
The date question is resolved only when the changed event, governing document, and required signatures are identified.
What Does the Current TREC New-Home Contract Say?
Texas does not have one universal builder contract. The current Texas Real Estate Commission New Home Contract for incomplete construction is Form 23-20, effective July 1, 2026. Its current PDF bears a May 4, 2026 revision date. The form is a useful public reference, but it matters only if the executed transaction actually uses it (TREC, accessed August 28, 2026).
If your signed agreement is current TREC Form 23-20, Paragraph 7E and Paragraph 9A contain separate fields. Paragraph 7E addresses substantial completion. The printed definition includes final inspection and approval by applicable governmental authorities and any lender. It also lists specified delay categories that may add time, while stating that substantial completion may not extend beyond the Closing Date. Paragraph 9A separately states the Closing Date.
Do not turn that printed structure into a property-specific legal conclusion. The filled blanks, amendments, incorporated construction documents, actual cause, notice history, and facts all matter. A blog cannot decide whether a stated event qualifies under the delay language or whether a party is in default.
| Printed provision | Why it matters to the date file | Buyer action |
|---|---|---|
| Paragraphs 7A and 7B | Address access, inspections, and signed construction documents | Confirm access and compare actual plans, specifications, schedules, and allowances |
| Paragraph 7C | The printed form requires change orders in writing | Match every selection or scope change to its signed price and schedule effect |
| Paragraph 7E | Separates substantial completion and defined approvals | Read the filled date, qualifying delay language, and Closing Date boundary together |
| Paragraph 9A | Contains a separate Closing Date | Compare it with every signed amendment and financing or title dependency |
| Paragraphs 15 and 18 | Address default remedies and earnest-money procedures | Do not declare default or promise a deposit result without contract and legal review |
| Paragraphs 21 and 22 | Address notices and written agreement changes | Follow the executed notice and amendment methods exactly |
TREC also warns that license holders cannot draft legal rights or give legal-effect advice outside permitted form completion. If the date dispute turns on default, waiver, damages, termination, or enforceability, the right next call is to a Texas attorney.
Use the TREC clauses only after confirming that the exact executed form and filled terms apply to your transaction.
What If My Builder Uses Its Own Contract?
TREC Rule 537.11 includes an exception for a form prepared by a property owner or by an attorney and required by a property owner. That means a builder transaction may use a builder or attorney form instead of the TREC form. Do not assume that a custom agreement contains TREC Paragraph 7E, the same listed delay events, the same completion definition, or the same remedy structure (TREC, accessed August 28, 2026).
Build a clause inventory from the actual signed contract. Find the definitions for completion, substantial completion, occupancy, closing, and any outside date. Highlight every word such as “estimated,” “anticipated,” “target,” or “on or before.” Then locate permitted delay events, unilateral extension clauses, notice requirements, buyer change-order effects, inspection and walkthrough rights, certificate-of-occupancy conditions, amendment mechanics, default and cure language, deposit provisions, limitations, releases, dispute procedures, possession, and warranty start.
The contract may incorporate plans, finish schedules, design selections, allowances, change orders, incentive addenda, warranty documents, community rules, or lender terms. A model-home conversation or portal update is not automatically part of that signed package. Keep what was said, but label it accurately.
Kaitlin can organize the documents and help the buyer ask transaction questions. She does not rewrite a builder clause or tell a buyer what a disputed provision legally means. When legal effect matters, counsel should review the full agreement before the buyer signs a waiver, amendment, release, termination notice, or early-possession arrangement.
For representation, builder registration, and compensation questions, see What Happens to My Agreement With a Texas Builder? This article stays focused on the live completion-date control file.
A custom contract review is useful only when every conclusion quotes the buyer’s actual signed language instead of borrowing a TREC rule.
Should I Sign a New Closing-Date Amendment?
Read the whole proposed document before deciding. The current TREC Amendment to Contract, Form 39-11, effective July 1, 2026, includes a checkbox that changes the Paragraph 9 contract date. That does not itself rewrite Paragraph 7E or a custom builder contract. The correct amendment and legal language depend on the agreement being changed (TREC, accessed August 28, 2026).
A new builder target, portal status, text, or email may document the latest forecast. It should not be called a signed contract amendment unless it satisfies the executed contract’s amendment requirements. Conversely, an amendment may do more than move a date. It may address incentives, costs, inspection timing, financing, deposits, releases, waivers, default, possession, warranty, or another obligation.
Before signing, compare the proposed amendment with the current lender file, rate lock, appraisal, title work, insurance effective date, buyer inspection plan, current housing, moving arrangements, and cash-to-close estimate. Ask which terms remain unchanged and whether the document contains any release or waiver. If the language creates or modifies legal rights, ask a Texas attorney to review it.
Sign only after the new date works across the contract, loan, inspection, title, insurance, housing, and cash files.
What Should I Ask My Lender About the Delay?
Ask for a written impact statement before agreeing to a new date. The current TREC Third Party Financing Addendum, Form 40-11, separates Buyer Approval from Property Approval. Under its printed Paragraph 2B, Property Approval includes lender underwriting requirements involving appraisal, insurability, and lender-required repairs. The signed addendum, amendments, notice, lender statement, loan program, and facts control the actual file (TREC, accessed August 28, 2026).
The Consumer Financial Protection Bureau explains that a rate lock lasts for its specified timeframe and that lender policies vary. It tells borrowers to ask what happens when a delayed closing outlasts the lock and what an extension costs. The correct answer must come from this lender and this lock agreement, not a generic online estimate (CFPB, modified May 3, 2023) (CFPB, accessed August 28, 2026).
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| Ask the lender in writing | Why the answer matters | Do not assume |
|---|---|---|
| What is the rate-lock expiration, and what extension, relock, float, or other choices exist? | The timing or cost may affect affordability and the decision to amend | That an extension is available, free, builder-paid, or at the same rate |
| Will rate, payment, cash to close, prepaid interest, escrow, points, or credits change? | A later closing can affect the financial file | That the current Loan Estimate remains unchanged |
| Which borrower documents must be refreshed? | Income, assets, employment, credit, debt, or bank records may need another review | That approval automatically extends with the contract |
| Is the appraisal still usable, or is an update, new appraisal, or completion report required? | Investor, product, appraisal type, property status, and dates may control | A universal appraisal lifespan |
| Which completion conditions remain open? | The lender may need final evidence before funding | That a municipal approval closes every lender condition |
| When can the Closing Disclosure be issued? | The disclosure schedule must align with the revised closing plan | That every later change restarts the same waiting period |
The CFPB says covered mortgage borrowers generally receive the Closing Disclosure at least three business days before closing, while its guidance names transaction exceptions. Ask the lender and settlement agent for the revised disclosure schedule and compare the final disclosure with the latest Loan Estimate (CFPB, modified September 6, 2024).
Completion evidence also varies. Fannie Mae’s current guide describes completion-verification paths such as Form 1004D and, when permitted, borrower-builder attestation with supporting evidence. Freddie Mac has its own completion and inspection requirements. FHA, VA, and USDA maintain separate program guidance. These sources do not create a buyer-seller contract remedy and do not promise that a lender will accept an exception. Ask the lender to identify the actual investor or program and the exact current checklist.
The financing review is finished only when the buyer has the lender’s written date, cost, approval, appraisal, completion, and disclosure answers.
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Will the Appraisal or Final Inspection Need an Update?
Maybe. The lender, investor, loan program, appraisal type, property status, and revised dates control the answer. Fannie Mae’s completion guide and appraisal-age guide are specific to Fannie-eligible loans. Freddie Mac Section 5605.8 has its own completion evidence. Do not calculate appraisal usability from a blog. Ask the lender to apply the current rule to the actual file.
Keep four gates separate:
- Governmental final. The applicable jurisdiction decides whether its required inspections and certificate process are complete.
- Lender completion evidence. The lender decides whether the appraisal conditions, final inspection, completion report, or program documentation are satisfied.
- Buyer inspection and walkthrough. The executed contract controls access and timing; the buyer’s inspector works within the inspector’s professional scope.
- Builder delivery and warranty. The contract and warranty documents define completion, punch work, delivery, and warranty obligations.
TREC’s current Inspector Standards of Practice describe a licensed inspection of a substantially completed one-to-four-family unit as a limited visual survey and basic performance evaluation. It is not a comprehensive investigation, code inspection, engineering opinion, insurance decision, hidden-condition guarantee, or prediction of future performance.
Frisco’s Residential Inspections page gives one municipal example. It says Building Inspections handles structural inspections and certificates of occupancy and lists required residential paperwork such as engineer acceptance letters, a stamped final grade survey, and an energy compliance certificate. That page does not prove any named home’s status, promise a turnaround time, or establish another city’s process.
Do not compress the sequence merely to protect a target date. Ask what must be completed before the buyer inspection, what access the contract allows, when punch items are documented, what the lender must receive, and what governmental approval is still open.
A final-looking house is not a completed file until each authority confirms its own separate gate.
What Changes for Title, Insurance, and Temporary Housing?
A moved date can create work outside the construction file. The Texas Department of Insurance explains that a title commitment comes before closing and states the conditions under which a title company is willing to issue a policy. It is not the policy and does not guarantee that no issue exists (TDI Title Insurance FAQ, accessed August 28, 2026).
Ask the title or settlement team what must be refreshed for the revised date. The answer may involve the commitment effective date, Schedule B exceptions, Schedule C requirements, survey acceptance, tax information, HOA or special-district documents, utility records, liens, lender requirements, prorations, payoff information, recording, or the final settlement statement. Do not assume a specific refresh, fee, extension, or cure.
Ask the insurance professional to align the policy effective date, occupancy, construction status, mortgagee information, and premium with the actual closing and possession plan. TDI’s declarations-page guidance, updated January 30, 2026, explains that the declarations page shows the policy period and effective date. The actual binder, carrier underwriting, policy, and lender requirements control coverage.
Call 214.429.4907 for a practical next-step conversation
Do not promise that homeowners or renters insurance pays for a hotel, short-term rental, storage, or a duplicate move caused by an ordinary builder schedule change. TDI’s additional living expense guidance, updated April 10, 2025, concerns displacement after covered property damage and repair. A builder delay alone is not evidence of a covered loss.
Build four no-number scenarios
| Scenario | Written inputs | Decision question |
|---|---|---|
| The date moves, but current housing and the rate lock still fit | Builder milestone update, housing extension confirmation, lock expiration, inspection and closing sequence | Does the revised plan work without giving up a material protection? |
| The rate lock or underwriting window no longer fits | Lender extension or relock choices, updated Loan Estimate, document refresh, cash-to-close change | Does the revised financing remain inside the buyer’s approved budget and risk limit? |
| Appraisal, title, inspection, or completion evidence must be refreshed | Lender checklist, appraisal status, title refresh list, municipal status, buyer inspection plan | Which item is on the critical path, who owns it, and what proof closes it? |
| Current housing cannot bridge the revised date | Lease or holdover terms, short-term housing, storage, pets, parking, utilities, extra move, travel, and insurance quotes | What is the complete quoted bridge cost, and has anyone agreed in signed writing to contribute? |
Every amount should come from a dated written quote or a dated written statement from the named transaction professional or vendor. There is no approved universal Texas delay cost, hotel allowance, storage amount, rate-lock fee, appraisal fee, title fee, or builder reimbursement percentage.
TREC’s current Buyer’s Temporary Residential Lease, Form 16-7, is described for buyer occupancy no more than 90 days before closing. It does not authorize unfinished occupancy or override purchase-contract, lender, governmental, builder, safety, or insurance requirements. Early possession needs a property-specific written review by the necessary parties and professionals.
The bridge plan is ready when every cost has a written source and no one is relying on an assumed reimbursement or insurance payment.
What Should Be in My Builder-Delay Control Sheet?
Use one six-column tracker as the source of truth. The first two columns preserve what the file said before the change. The third captures the builder’s new statement without upgrading it into a contract fact. The last three assign the governing source, owner, next action, and proof.
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| Item | Original date or term | Builder’s new statement | Contract or source | Owner and next action | Proof received |
|---|---|---|---|---|---|
| Substantial completion | Enter exact filled term | Quote and date | Executed contract | Builder, buyer team, counsel if needed | Signed term or written status |
| Closing Date | Enter current signed date | Quote and date | Contract and amendments | Parties and settlement team | Signed amendment if agreed |
| Builder milestone path | Prior schedule | Remaining steps and target | Written builder update | Builder contact gives next update | Dated milestone report |
| Permit, governmental final, or CO | Prior status | Builder statement | Applicable authority | Verify jurisdiction and permit record | Authority-issued record |
| Buyer inspection, walkthrough, punch | Contract sequence | Proposed sequence | Contract and inspector | Confirm access and appointments | Inspection and punch records |
| Lender completion evidence | Original checklist | Builder status | Lender and program | Lender identifies open conditions | Written lender confirmation |
| Appraisal usability or update | Current appraisal dates | Property status | Lender and investor | Lender applies current rule | Written appraisal decision |
| Rate-lock expiration and choices | Lock agreement | Revised target | Lender | Price choices and payer in writing | Lender quote or agreement |
| Loan Estimate and cash to close | Current disclosure | Revised date effect | Lender | Update payment and cash review | Current written estimate |
| Closing Disclosure | Original plan | Revised target | Lender and settlement | Confirm delivery and review schedule | Final disclosure |
| Title and settlement | Current commitment | Revised target | Title company | List any refresh and open items | Updated file confirmation |
| Home insurance | Current effective date | Revised ownership and possession | Carrier or agent | Align binder, dates, and occupancy | Current written binder or policy |
| Current housing and bridge plan | Move-out commitment | Revised need | Lease, seller, hotel, or vendor | Collect complete written quotes | Signed reservation or agreement |
| Deposits, incentives, credits, or contributions | Signed original terms | Builder proposal | Contract or amendment | Confirm legal, lender, and settlement effect | Properly signed writing |
Use “unknown” when the proof is missing. Do not fill a blank with the most favorable assumption. Add the observation date to every lender quote, portal status, permit check, title answer, insurance quote, and housing cost. When an item changes, preserve the prior entry and add the new one.
At each builder update, review the sheet from top to bottom. A new construction milestone may affect only the builder row, or it may cascade through the lock, appraisal, title, policy date, inspection, housing, and cash rows. The table makes that dependency visible before the buyer commits.
The control sheet is decision-ready when every material row shows a source, an accountable owner, a next action, and dated proof.
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Can I Cancel or Get My Earnest Money Back?
There is no universal answer merely because the builder changed a date. A cancellation right, default conclusion, extension, cure period, deposit result, or damages claim depends on the executed contract, amendments, incorporated documents, notices, facts, and applicable law.
TREC’s current Notice of Buyer’s Termination of Contract, Form 38-8, effective April 1, 2025, is a notice vehicle. It requires the buyer to identify the contractual or addendum basis. It does not create a termination right. Its own note separates the earnest-money release question from the underlying right to terminate.
Do not send a termination notice because a form exists. Do not assume the builder is in default based on a schedule email. Do not assume that signing or refusing an extension preserves every right. Do not promise that earnest money will be refunded or forfeited. Those are legal-effect questions for a Texas attorney reviewing the exact file.
The same caution applies to delay damages, rate-lock costs, temporary housing, storage, moving expenses, lost incentives, attorney fees, or other claimed losses. Document any proposed builder contribution in signed writing, then ask counsel, the lender, and the settlement professionals to review its effect before relying on it. No official source supports a universal builder-payment rule. Preserve actual invoices, quotes, communications, and mitigation efforts for counsel rather than announcing an outcome.
A rights decision is ready only after the contract-specific legal basis and required notice path have been confirmed.
How Should I Make the Decision?
Once the control sheet is complete, it can organize four paths for discussion with the appropriate professionals. None is automatic, and the builder is not required by this article to accept a proposal.
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| Possible path | What must be true before choosing it | What to preserve |
|---|---|---|
| Proceed under the revised working schedule | The legal and financial effect is understood, the date fits the loan and housing plan, and no protection is being waived unintentionally | Builder updates, dependency owners, inspection and closing sequence |
| Negotiate a written amendment | The proposed dates and business terms work after lender, appraisal, title, insurance, inspection, budget, and legal review | Redline, signed amendment, all cost contributions and retained terms |
| Preserve rights while facts are clarified | Material contract, lender, completion, title, insurance, or housing questions remain unanswered | Written requests, deadlines, responses, and counsel guidance |
| Exercise an actual contract right | Texas counsel confirms the right, trigger, deadline, notice method, and evidence | Executed documents, notices, delivery proof, escrow communications, and legal advice |
Set a buyer-specific risk limit before the conversation becomes urgent. That limit may include the maximum quoted bridge cost, the latest workable housing date, the acceptable financing change, the inspections the buyer will not skip, and the contract protections the buyer will not waive without counsel. These are the buyer’s decision boundaries, not predictions about what the builder will do.
Kaitlin’s role is to keep the transaction organized and protective. She coordinates the builder questions, shows what remains unknown, and keeps the buyer from confusing a sales forecast with a signed legal or financial result. The lender determines financing. The title company handles the settlement file. The carrier handles insurance. Inspectors and specialists address condition. The jurisdiction reports its approvals. A Texas attorney interprets legal rights.
If the new plan fits, document it thoroughly. If a material row remains unknown, pause before signing. “Greatness is demonstrated, not declared” applies here: the quality of the decision shows up in the written file, not in a reassuring verbal promise.
The right decision is the one supported by the buyer’s complete contract, financing, completion, housing, and professional evidence.
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Frequently Asked Questions
Can a Texas builder change my completion date?
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It depends on what the date means and what the executed contract allows. A planning forecast may move without changing a contractual term. A substantial-completion date, Closing Date, outside date, or extension right must be read in the actual contract and amendments. Get the builder’s new statement and claimed basis in writing before responding.
Does a new target date change my Closing Date?
Not automatically. A target update and a signed contract amendment are different. Check the contract’s amendment method, the current signed Closing Date, any separate substantial-completion date, and every proposed waiver or added term before agreeing to a change.
Can I cancel if the builder misses the date?
There is no universal Texas cancellation right based only on a missed builder date. The executed contract, type of date, extension language, cause, notices, cure terms, amendments, and facts control. Ask a Texas attorney to identify any actual right and notice deadline before sending a termination notice.
Do I automatically get my earnest money back?
No. Whether a buyer validly terminated and whether earnest money is released are related but distinct questions. The contract, underlying termination right, notice, evidence, escrow procedure, and any dispute control. Do not rely on a refund promise without contract-specific legal review.
Who pays to extend my mortgage rate lock?
There is no universal payer. The lender’s rate-lock agreement and policy determine available choices and cost. Any builder contribution should be confirmed in a properly signed writing and reviewed for lender, contract, and settlement treatment before the buyer relies on it.
Will I need another appraisal?
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Possibly, but there is no universal appraisal-validity period for every loan. The lender, investor or program, appraisal type, property status, and revised dates control whether the existing report remains usable or an update, new appraisal, final inspection, or other completion evidence is required.
Does a certificate of occupancy replace my inspection?
No. Governmental approval, a buyer’s licensed inspection, lender completion evidence, and the builder’s contractual delivery or warranty work have different scopes. Confirm each gate separately and do not treat one approval as proof that every other condition is complete.
Will insurance pay for temporary housing?
Not merely because an ordinary builder schedule changed. TDI’s additional living expense guidance concerns displacement tied to covered property damage and the actual policy controls. Obtain written coverage guidance and separate quotes for housing, storage, moving, pets, parking, utilities, and travel.
Primary Sources Reviewed
- Texas Real Estate Commission, New Home Contract (Incomplete Construction), Form 23-20, effective July 1, 2026; PDF revised May 4, 2026.
- Texas Real Estate Commission, Amendment to Contract, Form 39-11, effective July 1, 2026; PDF revised May 4, 2026.
- Texas Real Estate Commission, Third Party Financing Addendum, Form 40-11, effective January 3, 2025; PDF revised November 4, 2024.
- Texas Real Estate Commission, Notice of Buyer’s Termination of Contract, Form 38-8, effective April 1, 2025; PDF revised February 10, 2025.
- Texas Real Estate Commission, 2026-2027 Legal Update I, including the current Rule 537.11 discussion.
- Consumer Financial Protection Bureau, rate-lock guidance, modified May 3, 2023.
- Consumer Financial Protection Bureau, revised Loan Estimate guidance, modified December 12, 2024.
- Consumer Financial Protection Bureau, Closing Disclosure guidance, modified September 6, 2024.
- Fannie Mae, completion and postponed-improvement requirements, topic dated December 10, 2025.
- Freddie Mac, Section 5605.8 completion and inspection requirements, effective February 4, 2026.
- HUD, FHA Single Family Housing Policy Handbook 4000.1, current update page checked August 28, 2026.
- U.S. Department of Veterans Affairs, Home Loans lender resources, updated August 10, 2026.
- USDA, HB-1-3555 Chapter 12 property and appraisal requirements, checked August 28, 2026.
- Texas Real Estate Commission, Inspector Standards of Practice, accessed August 28, 2026.
- City of Frisco, Residential Inspections, accessed August 28, 2026.
- Texas Department of Insurance, Title Insurance FAQ, accessed August 28, 2026.
- Texas Department of Insurance, declarations-page guidance, updated January 30, 2026.
- Texas Department of Insurance, additional living expense guidance, updated April 10, 2025.
Research was current through August 28, 2026. This article provides general real-estate education, not legal, lending, appraisal, tax, title, insurance, engineering, inspection, municipal, or construction advice. Contracts, programs, forms, underwriting, policies, approvals, property facts, and professional requirements can change. Verify the actual transaction with the appropriate Texas attorney, licensed lender, title company, insurance professional, jurisdiction, inspector, appraiser, and other qualified specialists.
About Kaitlin Lovern
Kaitlin Lovern has represented more than 400 North Dallas families. She leads the Kaitlin Lovern Real Estate Team at Real Brokerage LLC and helps buyers keep builder timelines, financing questions, inspections, housing logistics, and transaction decisions in one protective plan.
Texas Real Estate license #0634293 | Real Brokerage LLC
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