Should I Buy a $1M Home in Frisco or Prosper?

Kaitlin Lovern, North Dallas Realtor

North Dallas $1 Million Buyer Guide

Should I Buy a $1M Home in Frisco or Prosper?

Choose Frisco when your $1 million budget needs to prioritize established access, a larger resale pool, and more current-city convenience. Choose Prosper when the same budget needs to prioritize newer inventory, larger-lot possibilities, and growth-stage communities. The city label is only the first filter. The right answer comes from comparing two actual homes for total payment, tax jurisdiction, condition, route, school assignment, and future competition.

Kaitlin Lovern and her team at a high-end North Dallas home while planning a Frisco or Prosper purchase
$682,060Frisco median sale price in July 2026
$890,000Prosper median sale price in July 2026
$5,135.72illustrative monthly P&I on an $800,000 loan at 6.65%

Quick Answer: At roughly $1 million, Frisco generally gives you more ways to buy into an established city, while Prosper generally puts you closer to its citywide median and more of its newer-home supply. In July 2026, Frisco’s median single-family price was $682,060 with 5.8 months of inventory; Prosper’s was $890,000 with 6.8 months. Those citywide figures do not describe the $1 million segment, so the final choice should be made with a same-day property set and an address-specific cost sheet.

Call 214.429.4907 to talk through your next step

Compare the two homes, not two city reputations.

Send Kaitlin one Frisco address and one Prosper address. Her team can organize the market, tax, commute, construction, and resale questions before you commit.

Call 214.429.4907 Book a $1M Buyer Call

Which city fits which $1M buyer?

Frisco and Prosper can both support a strong $1 million purchase, but they usually solve different versions of the problem. A Frisco buyer may be paying for established employment-corridor access, current retail and services, a mature resale market, and the ability to choose among neighborhoods from different building eras. A Prosper buyer may be paying for newer construction, newer community amenities, a larger-lot possibility, and access to a city that is still adding residential supply and infrastructure.

That does not mean every Frisco home is established, every Prosper home is new, or Prosper always provides more house. Current inventory can reverse the broad pattern. A remodeled Frisco resale may outperform a similarly priced Prosper new build on lot, access, or long-term operating cost. A completed Prosper resale may have a better-established setting than a Frisco property next to active construction.

If this is the priorityStart in FriscoStart in ProsperProof required before choosing
Established daily accessMore existing routes, services, and mature commercial nodes to testSome routes and services may still be changing with growthTwo real drive tests and a weekly-destination map
Newer-home selectionAvailable in active communities, but mixed with a broad resale poolMore visible growth-stage and master-planned choicesCurrent inventory, builder contract, completion status, and final price
Tax predictabilityCan vary by county, district, PID, MUD, and exemptionsCan vary by county, district, PID, MUD, and exemptionsParcel record and every taxing entity for the exact address
Resale choiceBroader citywide sales count provides more contextNew construction can be direct future competitionPrice-band comparable sales and current competing supply
Space and outdoor livingDepends on neighborhood, lot, age, and remodel historyDepends on lot series, premium, setbacks, and community phaseSurvey, site walk, improvement file, and usable-yard measurement

Use this as a search order, not a verdict. Set the top three needs before touring, then make each home prove its fit. If the answer depends on a promised road, a future school, an undisclosed incentive, or assumed appreciation, mark that row unresolved.

For the first address screen, send Kaitlin the two listings you are considering, or call 214.429.4907 before you tour.

Schedule a focused conversation with Kaitlin

What does the July 2026 market show?

The July 2026 NTREIS single-family report gives a current citywide baseline. Frisco recorded 202 closed sales, a $682,060 median price, $231.62 median price per square foot, 49 median days on market, 1,003 active listings, and 5.8 months of inventory. Prosper recorded 77 sales, an $890,000 median, $233.87 median price per square foot, 62 median days, 404 active listings, and 6.8 months of inventory (source report) (NTREIS, July 2026).

The same report showed a 94.2% sold-to-original-list-price ratio in Frisco and 92.4% in Prosper. That can support a more deliberate comparison and stronger property-specific negotiation, but it does not mean every $1 million seller will accept the citywide discount. Condition, lot, neighborhood, competing inventory, builder incentives, and time on market can change leverage.

July 2026 city metricFriscoProsperBuyer use
Closed sales20277Shows the scale of the citywide resale sample
Average sale price$768,855$1,012,777Shows where the $1M budget sits in the broad transaction mix
Median sale price$682,060$890,000Citywide position only, not the value of a target home
Median price per square foot$231.62$233.87Context only; lot, age, finish, and location are not normalized
Median days on market4962One input for negotiating timing
Months of inventory5.86.8Citywide supply context, not a price-band conclusion

Data boundary: The public report does not publish Frisco or Prosper statistics segmented at $1 million. Do not turn a citywide median into a claim about the luxury segment. Kaitlin should pull the current $850,000 to $1.25 million competing set, pending contracts where available, recent comparable sales, concessions, and builder alternatives when your actual search begins.

The citywide numbers still tell you something useful. A $1 million purchase sits farther above the Frisco median than the Prosper median. That can create different future buyer pools and comparable-sale patterns. It is a reason to study the address more closely, not a reason to declare one city cheaper or stronger. Ask Kaitlin for the current matched buyer set.

What does a $1M budget actually cost?

Build the budget from total monthly housing cost and two years of cash needs. At Freddie Mac’s 6.65% national average for a 30-year fixed mortgage on August 20, 2026, an illustrative $800,000 loan produces about $5,135.72 in monthly principal and interest. That assumes 20% down on a $1 million price. It excludes taxes, insurance, HOA dues, PID or MUD obligations, maintenance, utilities, closing costs, and lender-specific pricing (source release) (Freddie Mac, August 20, 2026).

Illustrative housing cost = principal and interest + taxes + insurance + HOA + special-district charges + maintenance reserve
Decision bandPrice anchor20% downIllustrative loanMonthly P&I at 6.65%
$850K to $999,999$900,000$180,000$720,000$4,622.15
$1M to $1.249M$1,000,000$200,000$800,000$5,135.72
$1.25M+$1,250,000$250,000$1,000,000$6,419.65

These are disclosed arithmetic anchors, not market-band statistics or loan quotes. A mortgage around $1 million may be subject to different conforming or jumbo treatment depending on the loan amount, property, occupancy, borrower, and current loan limits. Your licensed lender should price the actual file on the same day for both properties.

Now add what changes by address. Obtain a written insurance quote using the home’s roof, claims, construction, pool, and coverage details. Pull the parcel’s current taxing entities. Read the HOA budget and governing documents. Identify any PID, MUD, transfer charge, assessment, or mandatory club cost. Add a maintenance plan based on the inspection, not a generic percentage.

A $950,000 home with a higher tax stack, older systems, and immediate work can require more first-year cash than a $1.05 million home with a cleaner property file. The reverse can also be true when a new build carries lot premiums, upgrades, window coverings, landscaping, or post-closing work. Normalize both files before using price as the deciding line.

For a deeper list of ownership-cost categories, use Kaitlin’s North Dallas luxury monthly-cost framework. This guide stays focused on allocating the same budget between two cities. Book a cost-comparison call when the addresses are ready.

How different can Frisco and Prosper property taxes be?

The tax answer is parcel-specific. Frisco spans Collin and Denton counties and includes multiple school-district territories. Prosper also includes property in Collin and Denton counties. A city name on a listing cannot tell you the complete tax stack.

The City of Frisco’s FY2026 page lists rates for the city, counties, college district, Frisco ISD, and Prosper ISD. The Town of Prosper lists a 0.505 town rate for FY2025-26 and directs owners to both appraisal districts. Frisco ISD lists 1.0194 for 2025, while Prosper ISD lists 1.2141 for 2025-26 (Frisco rates; Prosper rates; Frisco ISD; Prosper ISD) (City of Frisco and Town of Prosper, 2026).

Talk through the details at 214.429.4907

Illustrative $1M taxable valuePublished entity combinationGross annual taxGross monthly equivalent
Frisco exampleFrisco + Frisco ISD + Collin County + Collin College$16,754.80$1,396.23
Prosper exampleProsper + Prosper ISD + Collin County + Collin College$19,496.63$1,624.72
Illustrative differenceSame $1M taxable-value assumption$2,741.83$228.49

The table is not a tax quote. It is gross arithmetic before exemptions, appraisal caps, PID or MUD charges, and other parcel-specific items. The purchase price may not equal the final taxable value. Proposed rates and adopted rates can also change during the budget cycle.

For a real comparison, search the parcel through Collin Central Appraisal District or the Denton Central Appraisal District entity portal. Save the appraisal account, entity list, current rates, exemption assumptions, and any special-district record. Ask the title company and tax professional to resolve questions in their respective roles.

Do not reject a home from one rate. A stronger location, lower HOA, better condition, lower insurance cost, or better fit can outweigh a tax difference. Do not ignore the rate either. An extra $228.49 a month is $27,418.30 over ten years before changes, and that affects the full ownership plan. Call Kaitlin to compare the parcel records.

What kind of home can $1M target in each city?

In Frisco, a $1 million search can cross established luxury resales, newer planned communities, remodeled homes, golf or gated settings, and active new-construction inventory. The budget may buy access, a known neighborhood pattern, mature landscaping, or an upgraded existing property. The tradeoff may be older systems, a smaller lot than expected, remodeling history, or a price premium tied to a specific location.

In Prosper, the same search can include recent resales and active builder communities with larger plan formats, new systems, current warranties, and newer amenities. The tradeoff may be a lot premium, construction around the home, unfinished future phases, builder-controlled contract terms, or more direct competition from future new inventory.

Official current examples confirm that both cities have new construction near and above the target. Shaddock Homes’ Fields page in Frisco showed plans starting at $969,000 and quick move-ins from $1.14 million to $1.299 million when checked August 26, 2026. Star Trail’s official Prosper builder page listed several builders from $1 million to $1.2 million and above on the same date (Shaddock Homes at Fields; Star Trail builders).

Book a private planning conversation

Availability boundary: Builder pages prove that current product exists. They do not promise the listed base price, lot, included features, incentive, district assignment, completion date, or final contract total. Get a dated inventory sheet, itemized option list, lot premium, incentive terms, estimated completion, and broker-registration policy before visiting.

Property dimensionFrisco questionProsper questionEvidence
Usable spaceDoes the established layout fit without a major remodel?Are base-plan and model-home spaces actually included?Floor plan, measurement, permits, option schedule
LotWhat do survey, easements, pool, and mature landscaping permit?What lot premium, setbacks, drainage, and future construction apply?Survey, plat, site walk, drainage and title records
SystemsWhat is the age and documented maintenance of roof, HVAC, plumbing, windows, and pool?What is installed, warrantied, unfinished, or buyer-supplied?Inspection, specialists, invoices, builder warranty
SettingIs the surrounding use established and compatible with the plan?Which phases, roads, lots, and commercial sites are still active?Official plans, current site conditions, municipal records

Measure outdoor living by usable space, not lot size alone. Easements, setbacks, drainage, slope, pool placement, side yards, utility equipment, trees, and orientation can make two equal lots function very differently. The approved image in this guide is an authentic team photograph at a high-end North Dallas home. It illustrates the type of outdoor-living question to ask, not a claim about a particular listing or city. Start a property-specific luxury search.

How should I compare new construction and resale?

Keep city choice separate from property path. A new Frisco home and a Prosper resale do not represent their cities as a whole. Compare the legal, financial, physical, and timeline file for each path.

For new construction, record the legal seller, builder contract, deposit structure, financing terms, option and lot premiums, construction status, inspection rights, warranty, incentives, appraisal exposure, closing flexibility, and buyer-representation rules. The builder’s sales representative works for the builder. Have your own licensed professionals review the parts within their authority.

For resale, record the seller’s disclosure when required, inspection results, repair history, permits, major-system ages, survey, title exceptions, HOA file, tax record, insurance quote, and negotiated concessions. A resale can offer more certainty about the finished setting, but it can also move condition risk to the buyer.

Decision rowNew construction fileResale file
True priceBase + lot + options + change orders + required post-close workContract price + repairs + immediate updates + closing items
FinancingBuilder-lender offer compared with independent loan estimateCurrent loan estimates using the same terms and lock timing
ConditionPhase inspections and final inspection as the contract permitsGeneral inspection plus appropriate specialists
TimingConstruction milestones, delay rights, rate-lock plan, move fallbackOption, financing, title, appraisal, and closing deadlines
Exit competitionFuture phases, quick move-ins, incentives, and unsold lotsNearby condition, remodel quality, and current resale competition

Prosper’s July 2026 development report recorded 37 single-family or townhome permits for the month, 313 year to date, and 633 residential lots under construction or with an approved final plat. Frisco’s dated 2025 report recorded 1,084 new single-family permits. These figures show active development, but the different periods and definitions do not support a simple city ranking (Prosper report; Frisco report) (Town of Prosper and City of Frisco, 2026).

For the deeper path comparison inside Prosper, read Should I Buy New Construction or Resale in Prosper? Keep this page focused on which city and address best allocate the same $1 million budget. Call before registering at a builder.

How should I test the Frisco or Prosper commute?

Test the route from each address to the places you actually go, at the time you actually travel. The Dallas North Tollway runs through Frisco and Prosper. NTTA says the added fourth lanes between Sam Rayburn Tollway and US 380 in Frisco opened in August 2025. Its Phase 4A extension north from US 380 to FM 428 is under construction with a current late-2027 opening target (NTTA Dallas North Tollway).

A target date is not today’s commute and is not guaranteed. Prosper also publishes current construction updates for US 380, Coit Road, Frontier Parkway, Parvin Road, and local capital projects. Construction can change daily travel before a project improves it (source updates) (Town of Prosper, 2026).

Call 214.429.4907 for a practical next-step conversation

  1. Choose real destinations. Office, airport, school, health care, family, worship, recreation, and recurring errands.
  2. Test both directions. Drive or map the morning and return windows on normal weekdays.
  3. Record tolls and alternates. A fast route with recurring tolls is a financial input; an alternate route matters when incidents occur.
  4. Separate current from planned. Score today’s route first, then list planned work as a separate uncertain scenario.
  5. Repeat from the driveway. A city-center estimate can hide the time required to reach the main corridor.

The commute tradeoff is household-specific and changes with schedule flexibility. Kaitlin can organize objective route and project information, but the buyer should perform the final tests. Do not let a generalized statement about either city substitute for two dated route logs. Plan the route comparison with Kaitlin.

How should I verify school assignment?

Verify the exact address with the responsible district, then evaluate objective programs and logistics based on your own needs. Frisco ISD says assignment depends on residence and publishes 2026-27 attendance zones. Prosper ISD also publishes approved 2026-27 boundaries. Both districts have active enrollment and facility planning that can affect future boundaries (Frisco ISD zones; Prosper ISD zones) (Frisco ISD and Prosper ISD, 2026).

Do not assume a Frisco mailing address means Frisco ISD or that a Prosper mailing address means Prosper ISD. A district or campus shown in an MLS field, builder brochure, or third-party portal needs current verification. Save the dated district result, then recheck before relying on it if the property is close to a boundary or a rezoning process is active.

Objective questionSourceWhat to saveFair-housing boundary
Which district serves the parcel?County parcel record and district confirmationAddress-specific district resultDo not use protected-trait proxies
Which campus is assigned for 2026-27?District zone tool or staffDated campus assignmentDo not rank a community for the buyer
Which programs are offered?District and campus materialsEligibility, application, transport, and capacityShare the same objective sources consistently
Is a boundary change proposed?Board, planning, and attendance-boundary recordsProposal, decision date, and effective yearDescribe process without predicting the outcome

Kaitlin will help gather public property and assignment records. She will not call one district better, steer a household based on protected characteristics, or substitute her preferences for the buyer’s. TREC’s 2026-27 Legal Update identifies discriminatory steering as unlawful, and HUD’s April 2026 guidance permits consistently shared objective school data without excusing intentional discrimination (TREC Legal Update; HUD school-data letter) (TREC, 2026). Review Kaitlin’s buyer process.

Schedule time to discuss your goals

What belongs in the property file?

Require the same evidence categories for both homes. A polished Prosper model should not be compared with a complete Frisco resale file while its option sheet, tax entities, completion date, and future phases remain unknown. A remodeled Frisco listing should not get credit for new-looking finishes while permits, systems, insurance, and repair history are missing.

File sectionRequired evidenceDecision it supports
MarketActive, pending where available, sold, withdrawn, concessions, builder alternativesPrice, leverage, and exit competition
PaymentMatching lender scenario, insurance quote, tax entities, HOA, PID or MUDMonthly and cash-to-close comparison
PropertyDisclosure, survey, title, inspections, permits, warranties, system agesPhysical risk and two-year cash plan
LocationDrive tests, official projects, zoning and land-use records, current servicesDaily fit without relying on promises
SchoolCurrent district and campus verification, objective program materialsHousehold’s own education logistics
ContractCurrent forms, deadlines, financing, appraisal, inspections, title, termination termsRisk allocation and decision calendar

Utilities also need a common basis. Frisco’s 2026 schedule lists a $26.02 residential water minimum for the first 2,000 gallons and a $38.31 sewer minimum. Prosper’s current small-meter schedule uses a $14.41 water base plus usage and a $37.91 wastewater base plus usage. Different structures, consumption, meter size, trash, drainage, and taxes make a headline comparison misleading (Frisco service rates; Prosper water and wastewater rates).

Ask for recent utility histories where available, but treat them carefully because occupancy and behavior can differ. For pools, irrigation, larger landscapes, or more square footage, obtain the service details and build a property-specific operating range.

Route specialist questions correctly. The lender owns loan approval and loan terms. The inspector and relevant specialists own condition findings. The insurer owns coverage and premium. The appraisal districts and tax professional own tax-specific guidance. The attorney owns legal interpretation. Kaitlin coordinates the real-estate file and keeps the comparisons and deadlines visible.

When you are ready to organize the complete file, review Kaitlin’s buyer services.

Which home has the clearer resale story?

No city or agent can guarantee appreciation, resale price, or market time. The useful question is which exact property can tell a clearer future buyer story under conservative assumptions.

For a Frisco property, test whether the address, lot, layout, condition, and updates justify its position against other established choices. A desirable location does not erase an obsolete layout, aging systems, deferred work, or an overbuilt remodel. Preserve permits, invoices, warranties, inspection work, and a maintenance record so the next buyer can verify the story.

For a Prosper property, test how the future resale will compete against newer builder phases, quick move-ins, rate incentives, and model-home presentation. A strong lot, completed surroundings, useful floor plan, documented improvements, and favorable access can separate a resale. A generic plan bought at a heavy premium may face a harder comparison if builders still control nearby supply.

Holding-period questionFrisco evidenceProsper evidence
What could compete in three years?Current resale set, planned redevelopment, condition cycleRemaining lots, planned phases, builder and incentive supply
What will need cash?Roof, HVAC, pool, windows, exterior, remodeling planPost-close additions, landscaping, warranty gaps, community buildout
What cannot be changed?Lot, route, easements, surrounding uses, floor-plan constraintsLot, orientation, setbacks, district, road pattern, adjacent phases
Who is the likely next buyer?Defined by property utility and price position, not protected traitsDefined by property utility and competing product, not protected traits

Choose a home that works at today’s documented payment and today’s access. Treat future projects and appreciation as upside possibilities, not rescue plans. If the home only makes sense after a road opens, rates fall, taxes change, or a builder stops competing, the current decision file is not strong enough. Review the exit file with Kaitlin.

Discuss your timeline at 214.429.4907

How do I score the final two addresses?

Set the weights before the second tour. This prevents a dramatic kitchen, pool, model-home incentive, or listing presentation from silently outranking the factors that will shape every month of ownership. Use zero when evidence is missing. Do not reward an assumption.

Decision rowFrisco addressProsper addressRequired proof
1. Total paymentRecord complete monthly rangeRecord complete monthly rangeMatching loan, tax, insurance, HOA, PID or MUD inputs
2. Cash through year twoClosing, repairs, updates, reserveClosing, options, post-close work, reserveWritten two-year cash plan
3. Usable home and lotMeasure actual daily-use spacesVerify included plan, lot, and finished exteriorFloor plan, survey, site walk
4. CommuteMorning and return routeMorning and return routeDated tests with tolls and alternates
5. School assignmentCurrent district confirmationCurrent district confirmationAddress result from official district source
6. ConditionSystems, permits, inspection, repairsInspections, completion, warranty, unfinished workQualified inspection and document set
7. Surrounding changeCurrent land use and known projectsRoad, lot, community, and commercial phasesOfficial current records and site observation
8. Resale competitionPrice-band resales and conditionResales plus builder supply and incentivesCurrent market analysis
9. Contract riskResale deadlines and negotiated protectionsBuilder terms, deposits, deadlines, incentivesContract and qualified legal guidance when needed
10. UnknownsList unresolved itemsList unresolved itemsNamed owner and deadline for each answer
  1. Define the nonnegotiables. Payment cap, drive-time cap, move date, usable rooms, lot needs, and reserve floor.
  2. Pull a matched market set. Compare current homes from the same price band and property path, then include builder competition where relevant.
  3. Normalize the financial inputs. Same quote time, down payment, insurance coverage, tax assumptions, and holding period.
  4. Verify the addresses. Tax entities, school assignment, HOA, PID or MUD, utilities, planned work, and title matters.
  5. Inspect the property path. New construction and resale require different evidence, but neither gets a free pass.
  6. Stress the exit. Write the likely future competition and the improvement record the next buyer will expect.
  7. Choose the home that works without rescue. It should fit under current, documented conditions.

Kaitlin’s team can turn the scorecard into a same-day comparison when the actual properties are identified. Call 214.429.4907 before a builder registration or offer deadline removes an option.

Pick a convenient time to connect

Frequently asked questions

Is a $1 million home more luxurious in Frisco or Prosper?

The answer depends on the property. Prosper may present more newer-home and larger-lot possibilities, while Frisco may offer stronger established-location choices. Compare usable space, lot, finish, condition, total cost, route, and surrounding construction. Citywide medians do not measure luxury or the value of a specific home.

Is Prosper more expensive than Frisco?

Prosper’s July 2026 citywide median of $890,000 was higher than Frisco’s $682,060, but the public report does not isolate the $1 million segment or match comparable homes. The right test is a current property set in the same budget, with condition, lot, age, concessions, and builder alternatives normalized.

Are property taxes higher in Prosper than Frisco?

The representative Collin County and school-district combination used here is higher for Prosper, but the parcel controls. County, school district, exemptions, appraisal value, PID or MUD, and other entities can change the result. Pull the official appraisal record before comparing payments.

Call the North Dallas team: 214.429.4907

Does every Frisco home attend Frisco ISD?

No. Frisco contains addresses served by multiple districts, and city or mailing address does not establish campus assignment. Verify the exact address with the responsible district for the applicable year and review current boundary activity.

Does every Prosper home attend Prosper ISD?

No assumption should be made from the city or marketing name. Verify the parcel and current district assignment, then use Prosper ISD’s official attendance-boundary materials where it is the responsible district.

Should I buy new construction in Prosper or a resale in Frisco?

Compare the complete files. The Prosper new build needs final price, lot premium, options, incentives, inspection rights, completion risk, taxes, and future builder competition. The Frisco resale needs condition, systems, repairs, permits, insurance, taxes, and resale competition. Choose the address and contract that fit your documented plan.

Which city has the better commute to Dallas?

Frisco is generally farther south, but the correct answer depends on the two driveways, destination, time, toll preference, and current construction. Test both routes in normal travel windows. Treat planned projects as separate future scenarios, not present-day travel time.

Which city is better for resale value?

Neither city can promise appreciation or resale timing. Evaluate the specific home’s price position, lot, condition, access, maintenance record, surrounding plans, likely buyer utility, and future competition. In Prosper, include builder supply. In Frisco, include the condition and location of competing resales.

Ask a final question at 214.429.4907

Build the $1M Frisco versus Prosper file.

Kaitlin Lovern can compare two real addresses with one consistent market, payment, property, and resale framework.

Call Kaitlin Today Book a Buyer Strategy Call

Sources

Kaitlin Lovern

About Kaitlin Lovern

Kaitlin Lovern is an 8-time D Magazine Best Realtor with $255M+ in career sales volume. She helps North Dallas buyers compare luxury homes, new construction, resale, taxes, location, and transaction timing. Kaitlin is a Texas real estate license holder, license #0634293, with Real Brokerage LLC.

Meet Kaitlin and her team or call 214.429.4907.

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Tara Goodman

Tara Goodman is a real estate professional that specializes in the booming North Texas towns of Prosper, Celina, McKinney and Frisco. Having bought, sold and rented her own properties for over 25 years – in Tennessee, Virginia and Texas – Tara is a real estate enthusiast with a passion for helping others leverage their real estate dreams and goals to create a life they love.
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Prior to real estate, Tara has led several non-profit organizations to accomplish their goals in serving the local community. Having earned a bachelor’s degree in Communication Studies and a master’s degree in Leadership, Tara specializes in guiding people, teams, and communities through transitional and pivotal moments. 
 
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Kaitlin Lovern

Kaitlin Lovern, founder of the Kaitlin Lovern Real Estate Team with Real Brokerage LLC, has established herself as a multi–million-dollar producer and a trusted leader in the North Dallas market. Ranked among the top 1% of REALTORS® nationwide, Kaitlin has represented more than 400 families and achieved over $255 million in career sales volume. 

Her dedication to excellence has earned her D Magazine’s Best Realtor® award for 8 consecutive years, along with 128+ 5-star reviews across platforms, reinforcing her reputation for trust, expertise, and results.

Specializing in luxury homes, relocations, first-time buyers, move-up sellers, and downsizing clients, Kaitlin believes luxury isn’t defined by a price tag but by the quality of service and experience each client receives. She proudly serves clients across Frisco, Celina, McKinney, Prosper, Plano, Allen, and the surrounding North Dallas suburbs, combining innovative marketing strategies with deep local knowledge to deliver superior outcomes.

Since forming her team, Kaitlin has cultivated a culture of professionalism, collaboration, and continual growth. Guided by her core values—remarkable service, presentation with style, authentic partnerships, and a true team mindset—she ensures every client benefits from a seamless and personalized real estate journey. Whether buying a first home or selling a luxury estate, Kaitlin Lovern is known for delivering results with passion, professionalism, and integrity.

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Renee understands what it is like to stand in her clients’ shoes. Relocating several times and selling houses on her own has afforded Renee a sensitivity towards her clients’ journey. She navigated her two children through Plano ISD, serving on several administrative committees, and chairing extra-curricular organizations. Renee has gained a full understanding of the diverse needs of families in the community.
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10 fun facts:
1. I have 3 fabulous grandchildren, one girl and two boys, ages 8, 6 & 9 months. I feel so lucky that they live close by so I can see them often.
2. I enjoy cooking and giving dinner parties for our friends. Decorating the table is the most fun!
3. Gardening is a passion of mine. When I’m gardening, I forget about everything else and I love creating something beautiful.
4. I make my own ice cream. My specialties include Bourbon Vanilla, Butter Pecan, Chunky Monkey as well as good ole Vanilla & Chocolate.
5. Definitely a beach over mountains! We try to get to the beach a couple of times a year. It helps that our daughter lives in Cabo San Lucas, Mexico. It was a favorite destination of ours even before she moved there.
6. I love Cocker Spaniels and have had a spaniel in my life since I was 20! Jaxx, my newest fur baby to love, is #6.
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8. Pilates is my exercise of choice, but I’ve vowed to master Pickleball this year! Seems like everybody is doing it these days!
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10. My middle name is None. My parents decided not to give me a middle name so my mom wrote “none” in the middle name space and it stuck.

Jennifer Ahart

Jen was raised in Dallas and after living in various states across the U.S., her heart is undeniably tied to Texas. Jen moved to Houston with their spouse and children 11 years ago, and later relocated to DFW in 2023, she cherishes the warmth of Texan people, a distinctive quality that sets the state apart. Jen has been working in real estate for five years after realizing that helping others find their perfect home .  She revels in hearing people’s life stories, delving deep into their aspirations for the future, and dedicating herself to ensuring that each client discovers a home that aligns perfectly with their future goals.

10 fun facts:
1. I love to travel – I can pack a bag in under 30 minutes and be ready to go. I’m always up for an adventure and love to see new places and new things. I’ve traveled most of the US and am constantly looking for our next great adventure.
2. I’m a great baker and I love it. My grandma handed down her handmade cookbook of goodies and I’m carrying on the family tradition of candy making. She has an amazing caramel popcorn recipe that I make for my family and sell during the holiday times as presents.
3. I have two amazing kids and a husband that are the best part of my life. My kids are a sophomore and 8th grader and into dance, tennis and track. They keep us busy and bring us lots of fun times.
4. I hate gardening – mainly because of all the red ants here in Dallas! I love flowers, but had to get out in the garden and plant things. I want to have a beautiful botanical yard, but don’t want to put in the effort.
5. I’m addicted to tennis – in the free time I have you will probably find me on a tennis court in the neighborhood. I started playing 5 years ago and absolutely love the competition and the friends I have made.
6. I’m a beach person 100%, we love to visit all the places with white sand beaches, go snorkeling, paddle boarding, sand castle building and anything else you can do on the beach.
7. I’m a sports nut, we have a closet full of sports equipment just in case we decide to pick up a different sport on the weekend. I love tennis, but also water ski, snow ski, play pickleball (not well), and golf occasionally.
8. My favorite meal is a good steak, salad and a glass of red wine. I hate all shellfish foods.
9. I love NFL football – I’m a lifelong Cowboys fan, but also really like the Miami Dolphins and Denver Broncos
10. I hate country music, which is not a popular opinion living in Texas, so most of the time I have no idea who sings the latest country song.

Emily Drummond

Emily Drummond specializes in residential real estate across Frisco, Prosper, McKinney, Plano, and the surrounding North Dallas suburbs. Licensed since 2012, Emily combines more than a decade of experience with the strength of a top-producing team, recognized in the top 1 percent of agents nationwide. Together, they have guided over 400 families and achieved more than 250 million dollars in closed sales. 

Averaging 50 successful transactions annually, Emily has earned recognition as one of D Magazine’s Best Real Estate Agents for eight consecutive years and is trusted by her clients, with 128 verified five-star Google reviews.

Emily believes that luxury is not about price—it’s about the quality of the client experience. She delivers that same high standard to every client, whether they are relocating, buying their first home, moving up, downsizing, or investing. Backed by the Kaitlin Lovern Real Estate Team’s collaborative resources and guided by values of professionalism, creativity, partnership, and teamwork, Emily ensures her clients receive the highest level of service, clear communication, and a smooth path to their goals.

A Colorado native who has called North Dallas home for more than a decade, Emily loves connecting with people and building lasting relationships. She is proudest of her daughter, who recently completed her master’s degree, and she shares her home with three cats who keep life lively. Outside of real estate, Emily enjoys music, travel, sewing, and cheering on her favorite teams, the Denver Broncos and Alabama Crimson Tide. Whether at work or at play, her warmth and authenticity make her easy to connect with, and those qualities carry through in every client relationship she builds.

Theresa Husner

Born and raised in Southern California. I worked in Real Estate (Appraisal) from 1994 to 2009, then transitioned to Banking from 2009 to 2019. I moved to Frisco, Texas on September 9, 2019. That wasn’t intentional. Lol. My love for Real Estate called me back in 2020, but this time as a Realtor, helping families directly instead of being behind a desk. I’m so happy I did because it’s my passion and part of my superpower. Read on, and you’ll understand what I’m talking about.

I am happily married to the love of my life, and I am a girl mom! I have three daughters: Brittaney, 29, a hairstylist; Brianna, 27, a Sports and Fitness Coach; and Paula, 22, a college student working towards her bachelor’s degree in psychology. I think we kept Sephora and Ulta in business in the 2000s because the amount of teenage makeup in our home could fill buckets. Lol. Oh, and let’s not forget the nail salons.

I am also a Mimi (we don’t say the G-word because I don’t think I will ever be ready for it). Her name is Victoria, and she’s 4. Her mom is Brittaney, and they live in California. However, thank goodness for FaceTime and Amazon. We chat almost every day, and I can spoil her from 1,400 miles away.

My favorite accessory is my high heels. I LOVE THEM!! My mom put me in pumps at the age of 5, and I’ve never looked back! My feet actually feel uncomfortable in flats or tennis shoes. No likey. I’m also 5’1-ish, so it changes my world to be 4 inches taller. 😁

Favorite food – Seafood!! All of it! I can eat it three times a day, seven days a week. If I were ever to be stranded on an island, I wouldn’t mind. Seafood, beach, sunsets, warm weather, and hopefully a razor. I would be in heaven.

I love to dance!! I was on Drill Team in High School. When I turned 18, I loved going to the dance clubs anytime I could. Fast forward to Covid. :( I never imagined a world without dance clubs. Lol. Now that I live in Texas, country line dancing is next on my list. My friend Kathy and I met and hung out with Kenny Chesney and Vince Vaughn after Kenny’s concert backstage at the Angels Stadium in California. A young man with a pass said he could take us back to meet him, but we had to turn our phones off, or else we couldn’t go backstage. I was ready to throw my phone in the trash!! My friend Kathy is the only proof I have that we hung out with Vince and Kenny.

My “superpower” is making friends and connecting with people. I love meeting people from ALL different walks of life. I love learning about them, their traditions, their background, their family, what they are passionate about. It makes for great conversations and forms great, long-lasting relationships. One of the many reasons why I love my career.


Favorite childhood movie, “The Goonies!” I can’t tell you how many times I’ve watched the movie as a kid and as an adult with my kids. My husband took me to Astoria, Oregon, where they filmed the movie, and we visited all the buildings, including the house where the movie was shot. Pretty epic in my book.


I love ALL music genres. I looked it up, and there are 41 primary music genres with 331 subcategories. I don’t know about the subcategories, but when I hear music, I’m truly joyful. Strangely, even with Heavy Metal. Just watch the sound/volume, not too loud please. Lol. I love to dance, so if music is playing in any language, as long as there is a beat, I will dance to it.

Theresa Husner

Born and raised in Southern California. I worked in Real Estate (Appraisal) from 1994 to 2009, then transitioned to Banking from 2009 to 2019. I moved to Frisco, Texas on September 9, 2019. That wasn’t intentional. Lol. My love for Real Estate called me back in 2020, but this time as a Realtor, helping families directly instead of being behind a desk. I’m so happy I did because it’s my passion and part of my superpower. Read on, and you’ll understand what I’m talking about.

I am happily married to the love of my life, and I am a girl mom! I have three daughters: Brittaney, 29, a hairstylist; Brianna, 27, a Sports and Fitness Coach; and Paula, 22, a college student working towards her bachelor’s degree in psychology. I think we kept Sephora and Ulta in business in the 2000s because the amount of teenage makeup in our home could fill buckets. Lol. Oh, and let’s not forget the nail salons.

I am also a Mimi (we don’t say the G-word because I don’t think I will ever be ready for it). Her name is Victoria, and she’s 4. Her mom is Brittaney, and they live in California. However, thank goodness for FaceTime and Amazon. We chat almost every day, and I can spoil her from 1,400 miles away.

My favorite accessory is my high heels. I LOVE THEM!! My mom put me in pumps at the age of 5, and I’ve never looked back! My feet actually feel uncomfortable in flats or tennis shoes. No likey. I’m also 5’1-ish, so it changes my world to be 4 inches taller. 😁

Favorite food – Seafood!! All of it! I can eat it three times a day, seven days a week. If I were ever to be stranded on an island, I wouldn’t mind. Seafood, beach, sunsets, warm weather, and hopefully a razor. I would be in heaven.

I love to dance!! I was on Drill Team in High School. When I turned 18, I loved going to the dance clubs anytime I could. Fast forward to Covid. :( I never imagined a world without dance clubs. Lol. Now that I live in Texas, country line dancing is next on my list. My friend Kathy and I met and hung out with Kenny Chesney and Vince Vaughn after Kenny’s concert backstage at the Angels Stadium in California. A young man with a pass said he could take us back to meet him, but we had to turn our phones off, or else we couldn’t go backstage. I was ready to throw my phone in the trash!! My friend Kathy is the only proof I have that we hung out with Vince and Kenny.

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